Your Closing Costs

Every home sale involves certain fixed costs. Sellers and buyers usually share these closing costs, as the sales contract specifies.

Many of the closing costs associated with buying a house are associated with getting the loan. At Pacific Loan Brokers, we have extensive experience in mortgage lending, so we can compile a comprehensive list of mortgage-related closing costs in your "Good Faith Estimate".

Good Faith Estimate (Also know as the GFE)

Very shortly after you submit your application, we'll provide you with a "Good Faith Estimate" of your closing costs. We base this cost estimate on our many years of past experience. It's important to note that while our GFEs are very precise, we can't always predict closing costs to the penny. We field questions about these costs every day at Pacific Loan Brokers, so please be sure to ask if you have questions.

Below is a general list of closing costs. We will provide you with a specific list of your closing costs when we give you a Good Faith Estimate.

Standard Closing Costs

Loan-Related Costs
  • Appraisal Fee
  • Credit Report
  • Up-front Interest Payment
  • Escrow Fees
  • Various Taxes
  • Loan-related costs
  • Points — These are costs you pay up-front to lower your interest rate (optional)
Property Taxes
  • Insurance
  • Recording Fees & Transfer Taxes
Homeowners Insurance
  • Title Insurance
  • Flood / Quake Insurance if applicable
  • Private Mortgage Insurance (PMI)

Pacific Loan Brokers can answer questions about these closing costs. Give us a call: 877-310-6200.

Basic Pre-Approval

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