The Importance of Pre-Qualifying

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It's valuable to consult with your mortgage loan professional as soon as possible — even before you have begun narrowing down neighborhoods. What for? Perhaps it's hard to fathom the way we can help even before you begin to negotiate.

We Will Help You Pre-Qualify

We can help you calculate how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by taking you through the pre-qualification process. In the process, we determine your ability to borrow - reviewing your employment, money available for down payment, debt, income, and other areas. It's short and basic; We take pride in keeping the paperwork light.

At the point you are determined to be eligible, we document our confidence in your potential to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qualification Power

Some advantages open to you when you find your new house, and have pre-qualification. First, it lets you know the amount that you can offer. Of greater importance to the seller, your being pre-qualified is like your having walked into their house with a suitcase full of cash to make the deal! They will not need to worry that that they have been wasting their time if you won't be able to be able to qualify for a big enough mortgage loan. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not cause them concern. They have a virtual guarantee that they can trust your buying power.

We will help you with your pre-qualification

We will help you calculate how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by walking you through pre-qualifying. During the process, we determine your borrowing potential - reviewing your employment, money available for down payment, debt, income, and other circumstances. It's short and to the point; and we take pride in keeping the paperwork light.

Face to Face

While you are encouraged to use our tools to calculate mortgage variables on this website, it's essential to meet with one of our mortgage professional team members. That way, we will help you get your pre-qualification letter. Next, we can consider your mortgage loan choices to make sure you have found the right one. We are eager to hear from you: contact us at 877-310-6200.

Have questions about pre-qualifying? Call us at 877-310-6200. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

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