Why Pre-Qualify?

Looking for mortgage advice? We will be glad to help! Call us at 877-310-6200. Want to get started? Apply Now.

It is helpful to see a mortgage loan pro early, even before you've determined the kind of home you hope to find. What for? What can we do for you if you haven't negotiated a purchase amount, and do not know yet the amount you need to borrow?

We Can Help You Pre-Qualify

Our mortgage professionals can help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. We will achieve this by considering your income and debts, your work and housing circumstances, your available funds for a down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.

Once you are considered eligible, we document our confidence in your ability to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also called a "pre-qual").

Buying Clout

A number of beneifits open to you once you find your dream house, and have pre-qualification. The first is that you will know what you'll be able to afford when calculating the offer. Even more important to the seller of the house, your pre-qualification status gives them certainty - as if you had come into their home with a bag of cash to back up the offer! They will not need to worry that that they are wasting their time if you will not have the ability to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount will not be something for them to be concerned about. They have a virtual guarantee to trust your ability to back up your offer.

We will help you with your pre-qualification

We can help you calculate how much of a loan you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. We will achieve this by considering your debts and income, your work and housing circumstances, your funds available for a down payment, required reserves, and other financial considerations. It's short and basic; and we keep the paperwork to a minimum.

One-on-One

While you can benefit from our tools to calculate mortgage variables on this website, it's a good idea to sit down and talk with one of our mortgage professional team members. For one thing, you will want a Pre-Qualification Letter! For another thing, we may find a different mortgage loan option that better fits your needs. We are eager to meet with you: call us at 877-310-6200.

Have questions about pre-qualifying? Call us at 877-310-6200. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.