Why Pre-Qualify?

In the market for a new mortgage? We can assist you! Give us a call at 877-310-6200. Want to get started? Apply Now.

It is valuable to bring in your mortgage loan professional early — even before you have started to research neighborhoods. What for? It may be hard to understand the ways we could help even before you begin to talk about prices and negotiations.

We Will Help You Pre-Qualify

When we pre-qualify you, we help you find out the amount in monthly payments you can afford, and the loan amount you can qualify for. The process outlines your finances - your debts, income, career, and cash available for down payment, among other things. It's quick and basic; We take pride in keeping the paperwork to a minimum.

We'll award you a Pre-Qualification Letter when you qualify, which documents that we're confident you can qualify for up to a specific amount of mortgage loan dollars.

Buying Power

After you locate a house that is ideal for you, and you decide to make an offer, being pre-qualified for a loan will do several things. First, you have some definite numbers in mind, as the amount you will qualify for on your mortgage loan. Of greater importance to the existing home owner, your pre-qualification is like your having entered their front door with a suitcase full of money ready to purchase their house! They won't have to wonder if they are wasting their time if you can't be able to qualify for a big enough mortgage. The seller won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. They have a virtual guarantee that they can trust your ability to back up your offer.

We help with your pre-qualification

We will help you calculate how much of a loan you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. We achieve this by analyzing your income and debts, your work and housing circumstances, your available funds for down payment, required reserves, and other considerations. It's short and to the point; and we keep the paperwork to a minimum.

One-on-One

While you can try our tools to calculate mortgage variables on this website, it is a good idea to sit down and talk with us. That way, we'll help you get your pre-qualification letter. For another thing, we could find a different mortgage program that is a better fit for you. Let us help you get started: Call us at 877-310-6200.

Have questions about pre-qualifying? Call us at 877-310-6200. Pacific Loan Brokers answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.